Pacing Payments

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Welcome to Pacing Payments!

NEACH is pleased to announce the launch of Pacing Payments, a resource designed to aid our members in staying on top of critical developments in faster payments. 

Created exclusively for NEACH members, Pacing Payments features targeted interviews with industry leaders, updates on key initiatives, breaking industry reports, answers to critical questions, customized information, and more. 

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This section of Pacing Payments will bring you the latest news and information from industry reports. Please note that some publications require subscriptions.

Industry News

  • Bank Of America’s Erica Surpasses 10M User Mark — PYMNTS.com

    Zelle peer-to-peer (P2P) payments increased 76 percent year-over-year in the fourth quarter of 2019, Bank of America said on Wednesday (Jan. 15), marking the latest growth surge for that payment method. During the quarter, consumers made 95 million payments worth $23.8 billion using Zelle. In its Q4 financial release, Bank of America also gave updates on its mobile and digital efforts. The financial institution said 29 percent of all consumer sales were digital and 53 percent of all digital sales came via mobile. As it stands, Bank of America now has 38.3 million active digital banking users, along with 29.2 million ...
  • B2B APIs Bring Access And Speed To Finance — PYMNTS.com

    Open banking and its promise of more elasticity in finance is enabled by application program interfaces (APIs) — lines of code that execute everything from simple peer-to-peer (P2P) transfers to industrial-sized B2B real-time payments. But many small and medium-sized businesses (SMBs) are missing out on API breakthroughs that could enhance operations — improving cash flow, for example — and part of the reason may be lethargic legacy banks. The PYMNTS January 2020 B2B API Tracker, done in collaboration with open source leader Red Hat, probes the blossoming API ecosystem with SMBs in mind. Responses ...
  • The Bank of 2020: Beacon of Real-Time Services — rtinsights.com

    The question is no longer whether fintech will transform financial services, but which firms will apply it best and emerge as leaders. Not too long ago, there were a plethora of fintech companies, developing and upending the financial services sector with data-driven, real-time solutions, and there were the traditional financial companies and banks, still mired in older processes and ways of thinking. Now, there’s little daylight between these two worlds — as banks become tech companies, and tech companies become banks.

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Pacing Payments  

Pacing Payments is a community designed to help you stay on top of critical developments in faster payments. This community features targeted interviews with industry leaders, updates on key initiatives, breaking industry reports, answers to critical questions, customized information, and more.

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Please Note: The information and views set out in this community are those of the author(s) and do not necessarily reflect the official opinion of NACHA, The Federal Reserve or The Clearing House. Where appropriate, NEACH has obtained permission to post on behalf of the represented institutions and bodies. Neither NEACH, the aforementioned institutions and bodies nor any person acting on their behalf may be held responsible for the use which may be made of the information contained therein.