J.P. Morgan is delivering Real-Time Payments (RTP) on a large scale in the marketplace. In 2017, J.P. Morgan was one of the early adopter banks to go live with Real-Time Payments in the U.S. on The Clearing House’s RTP® network. Last year, the team refined the offering through client pilots, to design curated solutions. PayPal recently went live with J.P. Morgan’s RTP offering, enabling their users to have immediate access to their money. After initiating a transfer on the RTP network from a PayPal account to their account (s) with a U.S. bank that is a part of the RTP network, a PayPal user will be able to access their funds within seconds.