"Facebook has been experimenting with its proposed Libra digital currency for a while now. It is basically a permissioned block-chain-based payment system which will be managed through the Libra Association. To carry on the transactions between different parties, Facebook has introduced its Novi wallet. Currently it is all in the experimental phases, but the plan in simple words is to introduce a new payment method which is as easy as sending a message to someone through their favorite messaging apps. All you will need to do is to add money to your Novi wallet, and Novi will convert in into Libra digital currency. Now, you just have to select whom to send this money to, check out the exchange rates for the amount you want to send them, and just hit transfer!"