Welcome to the August 2022 Innovating Payments Executive Summary. The Federal Reserve released the results of its second annual corporate study, revealing that U.S. businesses are increasingly interested in using faster payments for day-to-day business operations. Also in the news, Bernadette...
Cryptocurrency and talk of a central bank digital currency (CBDC) continue to make headlines. On Wednesday, March 9, US President Joe Biden signed an executive order directing agencies across the government to study cryptocurrencies and a central bank digital currency (CBDC). Meanwhile, in a...
Change continues at an accelerated pace across the industry as financial institutions and their customers and members work to adapt to the “new normal.” In this month’s issue, we explore how real-time payments are facilitating financial inclusion, a movement to ensure individuals and businesses...
As we move toward the end of the year, payments modernization remains in high gear. The Federal Reserve recently announced the launch of the FedNow (SW) Pilot Program and is inviting participation from the industry. Early Warning and The Clearing House just completed a critical integration...
As we look toward 2021 business planning, COVID 19—and its ensuing impact on financial institutions and the individuals and businesses they serve — continue to shape the future. Changes in technology and operations that would normally have taken months or years to occur have happened over weeks,...
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