NEW! Balanced vs Unbalanced Files: The Difference, Risks, and Facts

When:  Jul 13, 2017 from 14:00 to 15:00 (ET)
Same Day ACH has brought the issue of balanced files back into focus. The risks of using balanced files have been there since the beginning of time and yet with the recent changes to ACH settlement windows people are looking at the issue with a renewed focus. ODFIs are always looking at credit risk models and how they can limit exposure, and using balanced files can limit the types of controls that offer maximum protection. This session will discuss those credit risk models and how all may not be lost due to the use of balanced files. The session will also focus on how we can make balanced files work to the advantage of the financial institution.
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