Immediate Payments, Real-Time Payments, Faster Payments – wherever you are in the world you probably have a term for it, but whatever that is, Real-Time Payments (RTP) is probably spreading faster than any other previous payments initiative. There is good reason for this. RTP offers many benefits and everyone wants to be the first to penetrate new and growing markets. However, when I talk to CTOs and those responsible for innovation, it’s evident that implementation is one of the main barriers to progress.